Abu Dhabi – Mubasher: First Abu Dhabi Bank (FAB) announced 24% year-on-year (YoY) higher net profits at AED 16.01 billion in the first nine months (9M) of 2025, compared to AED 12.86 billion.
Basic earnings per share (EPS) increased by 26% to AED 1.39 at the end of September 2025 from AED 1.10 a year earlier, according to the financial results.
The operating income reached AED 27.65 billion in the January-September 2025 period, up 16% YoY from AED 23.92 billion.
Financials for Q3-25
In the third quarter (Q3) of 2025, the lender’s net profits after tax jumped by 21% to AED 5.38 billion from AED 4.46 billion in Q3-24, while the basic EPS climbed to AED 0.46 from AED 0.38.
Fab recorded an annual growth of 14% in operating income to AED 9.34 billion during July-September 2025, compared to AED 8.19 billion.
Quarterly, the Q3-25 profits declined by 2% from the AED 5.50 billion registered in Q2-25.
Hana Al Rostamani, Group CEO of FAB, said: “Across the franchise, we continued to deliver on our priorities, deepening client relationships, diversifying revenue streams, and deploying capital efficiently to drive sustainable growth and returns.”
She noted: “We also enhanced our international footprint and deepened our position as a trusted banking partner in global trade and investment flows. As we advance our strategic expansion in Europe, Turkey, Nigeria, and open a new branch in India, we continue to strengthen FAB’s role as the leading corridor bank across key geographies.”
“We enter the final quarter of 2025 with solid momentum, a resilient balance sheet, and firm confidence in our ability to sustain strong performance and deliver consistent returns into 2026 and beyond,” Al Rostamani mentioned.
Lars Kramer, Group Chief Financial Officer of FAB, added: “We continued to diversify funding sources and advance our innovation agenda, executing landmark transactions including our inaugural Blue Bond, the first of its kind from a GCC bank, and our first Low Carbon Energy Bond, at the tightest spread of any other bank in the CEEMEA region.”
